Our Bank Gold Loan is your definitive solution to meet your imperative financial needs. Whatever your reason may be, education, business expansion, personal requirement, medical crisis or any other specified end-use, our Loan against Gold is all you need.

Documents required for a LOAN SCHEME

• Address Proof (Passport / Aadhar Card /Driver’s Licence / Voters ID / PAN Card)
• Income Proof - 3 Months' Salary Slips
• Bank Statements for last 6 months of main operational/salary bank account
• Company ID Card
• Light Bill Photo Copy
• Passport Size Photograph

Bank may lend this type of facility to who have ready to purchase gold. Bank will offer 75% of the market price of the gold remaining 25% customer must be pay as a margin money to the bank. The release of gold will be after closing of their entire loan amount.

Documents required for a Gold Purchase Loan

• Address Proof (Passport / Aadhar Card /Driver’s Licence / Voters ID / PAN Card)
• Income Proof - 3 Months' Salary Slips
• Bank Statements for last 6 months of main operational/salary bank account
• Company ID Card
• Light Bill Photo Copy
• Passport Size Photograph

Personal Loan is an unsecured credit provided by financial institutions based on criteria like employment history, repayment capacity, income level, profession and credit history. Personal Loan, which is also known as a consumer loan is a multi-purpose loan, which you can use to meet any of your immediate needs.

Documents required for a Gold Purchase Loan

• Address Proof (Passport / Aadhar Card /Driver’s Licence / Voters ID / PAN Card)
• Income Proof - 3 Months' Salary Slips
• Bank Statements for last 6 months of main operational/salary bank account
• Company ID Card
• Light Bill Photo Copy
• Passport Size Photograph

A business loan is a financial product that provides funding for a business to cover expenses like working capital, equipment, and inventory. Business loans can help businesses grow, manage cash flow, and navigate financial challenges.

The basic documents required for a business loan include

• Identity proof: For the sole proprietorship firm, this could be a PAN card, income tax return, bank statement, or utility bill.
• Address proof: For the sole proprietor, this could be a utility bill, passport copy, voters ID card, or driving license.
• Application form: A duly filled in application form signed by the customer.
• Financial documents: Relevant financial documents.
• Bank account statement: Bank account statement of the last 6 months.
• KYC documents: KYC documents.
• Business proof: Business proof.

A home loan is a secured loan that is obtained to purchase a property by offering it as collateral. Home loans offer high-value funding at economical interest rates and for long tenures. They are repaid through EMIs. After repayment, the property's title is transferred back to the borrower.

The basic documents required for a business loan include

• Proof of identity: PAN card, passport, voter ID, or Aadhaar card.
• Proof of address: Utility bills, Aadhaar, passport
• Proof of income: Salaried: Last 3 months' salary slips, Form 16
• Property documents: Sale agreement, title deed, approved building plan

Loan against property is a secured loan that financial institutions provide against fully constructed, freehold residential and commercial properties.

To apply for a home loan, you'll need to provide the following documents:

• Property documents: This includes the conveyance deed, sales deed, possession letter, allotment letter, and the latest property tax receipt.
• Income proof: This can be in the form of a W-2 form, tax returns, pay stubs, or tax statements.
• Loan application: You'll need to fill out and sign a loan application form.
• Photo ID: This can be a state-issued driver's license or ID card, or a U.S. or foreign passport.
• Address proof: This can be utility bills, property tax receipts, or any other valid proof of address.
• Bank statements: Most lenders will ask for bank statements for the previous 6 months to evaluate your financial stability and transaction history.
• Aadhar Card: This can be used as proof of identification and residency.

Salary loans, also known as personal loans for salaried employees, are unsecured loans that can be used for a variety of purposes.

Here are some details to consider when looking for a salary loan:

• Identity proof: Aadhaar card, passport, voter's ID, driving license, or Letter of National Population Register
• PAN card: Required for sanctioning a personal loan
• Employment proof: Salary slips for the last 3 months
• Address proof: Passport copy, Aadhaar card, driving license, utility bill, or voter ID
• Bank account statements: For the previous 3 months
• Utility bill: For electricity and piped gas

Vehicle loans, also known as auto loans, are a type of secured loan that allows you to buy a vehicle by paying the lender in installments over a set period of time. The vehicle you purchase serves as collateral for the loan.

Here are some details to consider when looking for a vehicle loan:

• Identification proof: A government-issued photo ID, such as a driver's license, passport, voter ID, or Aadhaar card
• Income proof: Bank statements for the last three months, salary slips for the last three months, or income tax returns
• Address proof: A utility bill, rental agreement, or passport
• Vehicle registration certificate: A copy of the vehicle's registration certificate
• PAN card: A PAN card verifies your long-term financial behavior and repayment ability
• Passport size photograph: A recent passport-sized photograph
• Loan application form: A completed loan application form